Business Loan

For urgent financial needs. Quick disbursement. Fast processing

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GS Credit - Business Loan

What Is A Business Loan?

Business loans assist companies when they are facing cash flow issues or when they plan to expand their business. The funds from the contract can help you solve your financial struggles without causing any permanent damage. Business loans can be used to pay for your company’s inventory, your employees’ salaries, rent, business expansions and more. This is especially helpful for establishments
with high cyclical/seasonal sales.
GS Credit values Singapore’s entrepreneurs and local businesses. We want to see your company thrive because that’s how our economy will progress. Get our easy-to-apply business loan to better your business today!

5 Uses Of A Business Loan

Personal loans are unsecured loans with no requirements. Those looking for a quick personal loan can apply with us at GS Credit, and we will get back to you within the hour. Quick approval personal loans are essential if you need to:

Staff training

If you want your business to excel, you want to keep your team up to date on new technologies and practices in your industries. While Singapore’s government offers strong support for staff training programmes (such as Lifelong Learning Institute), you still need a generous sum for these programmes. With GS Credit, you can obtain a personalised business loan to hone your human resources and flourish your business.

Repair machinery

Broken or obsolete equipment disrupts your production schedule, placing you much behind your competitors. With healthy cash flow, you can ensure that all of your productions are on time.

Expand your business

Business opportunities are rare to come by and should not be given up. Whether you need to get new offices or start a new product line, GS Credit is here to support your business expansion. We’ve prepared customised plans with affordable interest rates to ensure that your profit is injected back into your company.

Purchase inventory

Purchasing inventory at affordable prices ensures that you can offer the best deals to your customers, both in terms of price and quality. Quality inventory streamlines your services, thus building your reputation.


No business will be able to make it in the long run without good marketing. Getting your company’s name out there is very important. While some entrepreneurs prefer to have in-house marketing, some might prefer to hire the help of experts to build a loyal brand community. GS Credit offers you affordable business loans to get your brand out there.

3 Simple Steps

To Receive Your Loan Now!

steps-img Submit our online application form. It only takes 3 minutes!
steps-img Receive your application results from our loan officers within the hour.
steps-img Head down to our office premise, sign the loan contract and receive your loan instantly.
Apply Now

What our clients say about us


Candy and JJ have been professional in delivery their service. Have always trusted the company.

Siti Hawa

Siti Hawa


The staffs here are really friendly and very approachable, and also really helpful. I was nervous when i was coming here for the first time but the way the staffs treat their customers and care and concern made me feel at ease. Thank you for your great service!

Shiva Ranjani

Shiva Ranjani


Fast and reliable. Thank you

Nabil Jawahir

Nabil Jawahir


Mr JJ Loi try to solve my financial problem when I’m in need, much appreciated to him and also the company to help me out during my hard times.

Zhi Yuan Tee

Zhi Yuan Tee


Friendly and good service, manager JJ is very informative about the loans and has helped me with my financial needs.

Zhi Lin Lolz

Zhi Lin Lolz


One of the best money lender,,they are professional and fast,,understand customer need and clear explanations given,, thanks candy and jj

Sha Ally

Sha Ally

Frequently Asked Questions

Some common questions about GS Credit

How much can I borrow for a business loan?

The amount a company can borrow varies with each company.

This will depend on the size of your company, the industry, and its current financial status.

After reviewing your company documents, we will then determine if you are eligible for your preferred loan amount. If not, we
will also recommend an alternative loan amount for your consideration.

How long does it take for my business loan to be approved?

Your business loan can be approved within 60 minutes should all documents be in order.

What are the documents required for a business loan application with GS Credit?

Here is what we require:

  • • Your company’s BizFile (ACRA)
  • • Company supporting documents (please call our office at 6563 0321 for more info)

Does my company have to be a Singapore registered company and headquartered in Singapore to be eligible for a business loan?

Definitely not!

Our business loans are available to all foreign and local businesses that have at least established their operations in Singapore.

How long does my company have to be established to be eligible for a business loan?

Your company will have to be in business for at least 6 months in order to apply for a business loan.

I am a start-up company. Will I still be eligible for a business loan?


As long as your company has been in operation for at least 6 months, you will be eligible for a business loan.

Will my business loan application be safe and secured? Will my details be kept confidential?


Your privacy is our priority. We employ full measures to ensure that your application is 100% confidential.

What are the differences between banks and licensed moneylenders in Singapore?

While banks go through a strict and rigorous business loan application process, we do not.

Moreover, the turnover time for business loan applications with licensed moneylenders are generally faster due to their less stringent paperwork.

This way, licensed moneylenders are able to provide you with a business loan much faster compared to banks.

Reach Us Now


Sometimes it’s nice to talk to a real person. Feel free to contact us during Monday to Saturday, 11.00 am - 8.00 pm, we are always here to help.

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