Frequently Asked Questions on Loan Processes and Documents to Bring

Frequently Asked Questions

Common questions for borrowers
What is the minimum age required?

You must be at least 21 years of age to take up a loan.

What is the minimum income required?

All income groups are welcome.

Will my credit history affect my application?

We understand that your past credit record may not reflect your current repayment ability, therefore we look into other things such as your sources of income or assets. Discharged bankrupts are also welcomed to apply.

How much is the interest?

As of 1 October 2015, new regulations were put in place to reduce total borrowing costs. This includes capping the maximum interest to 4% per month.

Do I need to pay any application fees?

There is NO payment required before loan disbursement.


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