Foreigner Loan

High approval rate. Quick disbursement. Minimal paperwork.

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GS Credit - Foreigner Loan

What Is A Foreigner Loan?

A foreigner loan is a type of personal loan specially designed for foreigners living in Singapore.

Being one of the busiest business hubs in Asia, plenty of foreigners visit the little red dot for
work. While it is possible to get a loan in a foreign country, financial institutions will consider your income and type of employment permit.

At GS Credit, we understand that you may struggle to get a loan from a bank in Singapore. If you’re in an emergency with a tight income, you might not get the loan you’re looking for.

GS Credit has been serving foreigners for the past few years, and we understand their needs more than anyone else. If you need to get a loan, apply and let us help you.

5 Uses Of A Foreigner Loan

Personal loans are unsecured loans with no requirements. Those looking for a quick personal loan can apply with us at GS Credit, and we will get back to you within the hour. Quick approval personal loans are essential if you need to:

Pay outstanding bills

Do you have outstanding phone bills, internet bills or even credit card bills? Dragging the payment for such matters will negatively affect your financial profile and allow interest to accumulate. If you need a helping hand for these bills, you can get an affordable foreigner loan from GS Credit to pay all your dues by tomorrow.

Further your education

The workforce environment in Singapore is continuously shifting, thus making several jobs obsolete. If you want to keep working in this country, you need to hone your skills regularly. Training classes and certifications might be expensive, but GS Credit will help with personalised loan packages.

Pay for rent

If your rental agreement is coming to a close and you need to find a new place to live, you can count on our personalised foreigner loans. We will transfer your cash quickly for the rental agency, upfront rent, as well as new furniture you may need.

Pay for emergency procedures

Medical expenses in Singapore are pricier than in other countries. Even if you’re entirely healthy before coming to the country, you might still run into medical issues during your stay here. You never know when your body glitches. Use our convenient loans to solve your medical emergencies now before they aggravate.

Living expenses

If you are waiting for your paycheck or is in the midst of a job switch, a foreigner loan might come in handy. Bills still need to be paid and you still need money to purchase food. Our customised foreigner loans assist you with fast cash that will tie you over until your next paycheck. You will also benefit from convenient repayment terms and low interest.

3 Simple Steps

To Receive Your Loan Now!

steps-img Submit our online application form. It only takes 3 minutes!
steps-img Receive your application results from our loan officers within the hour.
steps-img Head down to our office premise, sign the loan contract and receive your loan instantly.
Apply Now

What our clients say about us


Candy and JJ have been professional in delivery their service. Have always trusted the company.

Siti Hawa

Siti Hawa


The staffs here are really friendly and very approachable, and also really helpful. I was nervous when i was coming here for the first time but the way the staffs treat their customers and care and concern made me feel at ease. Thank you for your great service!

Shiva Ranjani

Shiva Ranjani


Fast and reliable. Thank you

Nabil Jawahir

Nabil Jawahir


Mr JJ Loi try to solve my financial problem when I’m in need, much appreciated to him and also the company to help me out during my hard times.

Zhi Yuan Tee

Zhi Yuan Tee


Friendly and good service, manager JJ is very informative about the loans and has helped me with my financial needs.

Zhi Lin Lolz

Zhi Lin Lolz


One of the best money lender,,they are professional and fast,,understand customer need and clear explanations given,, thanks candy and jj

Sha Ally

Sha Ally

Frequently Asked Questions

Some common questions about GS Credit

Are there any borrowing caps/limits for foreigner loans?

Following stricter government measures in 2019, there have been additional loan caps put in place with regard to foreigner loans.
To receive the latest borrowing caps for foreigner loans, you can contact us at:

Or visit us at our business premise:

  • • 1 Gateway Drive, #06-08 Westgate Tower, Singapore 608531
  • • Mon to Sat – 11.00 AM to 8.00 PM. Closed on Sun and PH

Will it be easy for me to obtain a foreigner loan?

Yes! We aim to keep our loan application process fast and simple.

As long as you have all your required documents in check, you should be able to receive your loan within the hour.

Are foreigner loans beneficial to my credit score?

Your credit score will increase if you can make timely loan payments.

A solid repayment record raises your credit score and makes it simpler to get a loan in the future. A strong credit score may also help you get cheaper loan rates.

What documents do I need to prepare for a foreigner loan application?

  • • Work Permit / S Pass / E Pass
  • • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • • Payslips / bank statements
  • • Be a least 21 years old

What kind of loan tenures do you offer?

Loan repayments for GS Credit are made monthly.

How fast can my loan be approved?

If all documents are in order, your loan can be approved within the hour!

What happens if I am unable to repay the loan on time? Can I get a loan extension?

If you are struggling with monthly repayments and wish to opt for a loan extension, you can do so by visiting us at our business
premise and speaking to any of our loan officers.

They will then be better able to access your financial situation and provide you with a personalized solution.

What is the maximum loan amount that I can borrow?

This will depend on your monthly income.

However, as long as you have the stipulated documents ready, you may state your preferred amount, and we will try our best to accommodate to your needs.

Do you charge any loan upfront fees?

Absolutely not!

We do not charge any upfront fees. If there are instances where additional fees are required, they will all be made known to you.

Reach Us Now


Sometimes it’s nice to talk to a real person. Feel free to contact us during Monday to Saturday, 11.00 am - 8.00 pm, we are always here to help.

© 2024 GS Credit Pte. Ltd. All Rights Reserved.
License No. 74/2024