Medical Loan

Affordable rates. Quick loans. Versatile uses.

What Is A Medical Loan?

Medical loans are unsecured personal loans that you can use for medical problems, such as medical emergencies, surgeries or chronic illness.

Medical expenses in Singapore do not come cheap. According to the Ministry of Health, even the bills for a superficial ankle injury without complications rise to about $1,000. More serious conditions that require multiple consults and several days of hospitalisation are, therefore, more expensive. They can easily run into the tens of thousands. But getting such a loan from a bank may take a lot of time that you do not have. Banks might not even approve your loan if you have a low income and credit score. Critical financial assistance should not be delayed. GS Credit offers you tailored and quick medical loan packages to suit your needs.

5 Uses Of A Medical Loan

Personal loans are unsecured loans with no requirements. Those looking for a quick personal loan can apply with us at GS Credit, and we will get back to you within the hour. Quick approval personal loans are essential if you need to:

Back pain

According to statistics, 60-90% of people can experience back pain within their lifetimes. Ignoring this type of pain can have dangerous consequences on your life. With our specially crafted medical loan packages, you can visit a chiropractor soon enough and not delay the course of treatment.

Dental problems

Many people postpone dentist’s appointments until it is too late. However, untreated dental issues affect your self-esteem, life quality, and cause a lot of pain. Whether you need to treat your cavities, get a dental implant, or treat an overbite, GS Credit can help. Our medical loan offers dental packages that are among the fastest in Singapore and with one of the lowest rates.

Chronic health conditions

Although you have learnt to live with a specific medical condition, that does not mean that you should continue doing so. You can always ask for another specialist’s opinion, try alternative treatments, or purchase better medicine. Perhaps this might also improve your condition.

LASIK eye surgery

Wearing glasses can be quite a hassle, especially if you work strenuous jobs. Instead of replacing your broken or misplaced glasses yearly, you might consider opting for LASIK eye surgery. We know that this is an expensive procedure. This is why we have crafted our flexible medical loans with attractive installments.


An accident that demands hospitalisation, medical checkups, and medicine can severely put a dent on your finances. This is especially if you need days off work. Choose our medical loans to solve your money issues seamlessly, so that you can focus on your health.

3 Simple Steps

To Receive Your Loan Now!

Submit our online application form. It only takes 3 minutes!
Receive your application results from our loan officers within the hour.
Head down to our office premise, sign the loan contract and receive your loan instantly.
Apply Now

What our clients say about us


Candy and JJ have been professional in delivery their service. Have always trusted the company.

Siti Hawa

Siti Hawa


The staffs here are really friendly and very approachable, and also really helpful. I was nervous when i was coming here for the first time but the way the staffs treat their customers and care and concern made me feel at ease. Thank you for your great service!

Shiva Ranjani

Shiva Ranjani


Fast and reliable. Thank you

Nabil Jawahir

Nabil Jawahir


Mr JJ Loi try to solve my financial problem when I’m in need, much appreciated to him and also the company to help me out during my hard times.

Zhi Yuan Tee

Zhi Yuan Tee


Friendly and good service, manager JJ is very informative about the loans and has helped me with my financial needs.

Zhi Lin Lolz

Zhi Lin Lolz


One of the best money lender,,they are professional and fast,,understand customer need and clear explanations given,, thanks candy and jj

Sha Ally

Sha Ally

Frequently Asked Questions

Some common questions about GS Credit

What does the GS Credit medical loan cover?

With a medical loan from GS Credit, you will be able to cover for all your medical costs that is not covered by your insurance or MediShield. These include, but are not limited to:
  • • Emergency surgical procedures
  • • Related medical procedures
  • • Consultation Visits
  • • Medicine
  • • Hospital stay
  • • Medical tests
  • • Follow-up visits

I have an upcoming surgery in a few days. How fast can my loan be granted?

You will be able to receive your medical loan within the hour should all documents be in order.

What are the documents required for a medical loan application with GS Credit?

For Singaporeans / PRs:
  • • Proof of identity (NRIC, passport)
  • • Proof of income (CPF / bank statements)
For Foreigners:
  • • Work Permit / S Pass / E Pass
  • • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • • Payslips / bank statements

Can I use the GS Credit’s medical loan for aesthetic procedures?

Yes it does! Our medical loan covers all procedures.

I have a poor credit score. Do you provide loans to those with bad credit?

Yes, we do! At GS Credit, we believe that everyone should have equal access to credit. This is why we do not turn away borrowers with poor credit.

What kind of loan tenures do you offer?

We offer loan tenures up to 36 months, to ensure comfortable repayment for all our borrowers.

Do you charge any loan upfront fees?

Absolutely not! We do not charge any upfront fees. If there are instances where additional fees are required, they will all be made known to you.

Are there restrictions on the type of medical treatment I undergo?

Absolutely not! Whether you are using it to fund your medical costs, emergency surgery or aesthetic procedures, it’s 100% up to you.

How much money can I borrow? What is my loan limit?

You can borrow up to 6x your monthly income.

What are loan scams? How do you identify them and what are the examples?

Loan scams occur when unlicensed moneylenders offer victims loans through SMSes, calls, texts, or WhatsApp messages. They may claim to be staff from a licensed financial institution. Interested parties are then required to transfer a certain deposit to them before the funds can be disbursed into your account. After which, these scammers will then be uncontactable. They will also ask for your personal information such as your NRIC, SingPass login details, and bank account numbers. Upon doing so, they will use such sensitive information to harass or threaten their victims for payment.


Reach Us Now

Sometimes it’s nice to talk to a real person. Feel free to contact us during Monday to Saturday, 11.00 am – 8.00 pm, we are always here to help.

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