Wedding Loan

Customised packages. Large loan amounts. Low interest rates.

What Is A Wedding Loan?

A personal loan is a sum of money you borrow from a financial institution, which you will pay back in monthly instalments along with interest over an agreed period. This personal loan can help to cover for your everyday needs, or if you wish to fund or purchase a big-ticket item.

Personal loans are offered by both banks and licensed moneylenders in Singapore. However, with the variety of banks and licensed moneylenders in Singapore, it is essential to choose a financial provider to suit your needs. Banks will usually grant more significant sums at lower rates, but they have stricter requirements and prolonged approval times. Not all moneylenders are created equal either. GS Credit specializes in quick, affordable loans for the short-term. We have streamlined our application process into three simple steps. This way, we ensure that you will receive your loan within 24 hours, so as to cater to your needs.

5 Uses Of A Wedding Loan

Personal loans are unsecured loans with no requirements. Those looking for a quick personal loan can apply with us at GS Credit, and we will get back to you within the hour. Quick approval personal loans are essential if you need to:

Go on holiday

Travelling improves your creativity and enhances your wellbeing. Enjoying your free time is essential for satisfying personal life as well as work productivity. Plus, you deserve a break. Whether you are thinking of travelling to a nearby country, or somewhere far, the world is your oyster. A personal loan from GS Credit allows you to do just that.

Purchase home furniture

Perhaps it has been quite some time since you have given your home an overhaul. Is it time to replace your bed, or to discard the faulty washing machine. These home appliances and furniture can easily set you back by a few thousand dollars. This is where a personal loan can be helpful in helping you fund these big-ticket purchases.

Repair your vehicle

When your car breaks down, things will start to get inconvenient. Especially if you require your car to get to work, or to ferry your children to school. With a car, more things can done faster, so using public transport may not fit into your hectic schedule. GS Credit can help with quick, personalized funds to have your car functioning within 24 hours.

Emergency medical expenses.

Medical emergencies are usually accompanied by a hefty price tag. With hospital bills running into the tens of thousands, some of us might not have enough saved. After government subsidies, there might still be quite a substantial amount to cover for. With a personal loan from GS Credit, you will be able to receive the funds within 24 hours and cater to your emergency needs.

Wedding photography and videography

You and your partner will need professional photographers and videographers to capture your magical moments. The costs of the actual day shooting as well as pre-wedding shoots might cost up to $8,000. It depends on the location you choose as well as the professionals you want to work with. If you are worried about the costs, consider getting a wedding loan to spread out the damage. With a wedding loan, you can pay for the fees at your own pace.

3 Simple Steps

To Receive Your Loan Now!

Submit our online application form. It only takes 3 minutes!
Receive your application results from our loan officers within the hour.
Head down to our office premise, sign the loan contract and receive your loan instantly.
Apply Now

What our clients say about us

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Candy and JJ have been professional in delivery their service. Have always trusted the company.

Siti Hawa

Siti Hawa

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The staffs here are really friendly and very approachable, and also really helpful. I was nervous when i was coming here for the first time but the way the staffs treat their customers and care and concern made me feel at ease. Thank you for your great service!

Shiva Ranjani

Shiva Ranjani

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Fast and reliable. Thank you

Nabil Jawahir

Nabil Jawahir

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Mr JJ Loi try to solve my financial problem when I’m in need, much appreciated to him and also the company to help me out during my hard times.

Zhi Yuan Tee

Zhi Yuan Tee

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Friendly and good service, manager JJ is very informative about the loans and has helped me with my financial needs.

Zhi Lin Lolz

Zhi Lin Lolz

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One of the best money lender,,they are professional and fast,,understand customer need and clear explanations given,, thanks candy and jj

Sha Ally

Sha Ally

Frequently Asked Questions

Some common questions about GS Credit

What does the GS Credit wedding loan cover?

With a wedding loan from GS Credit, you will be able to cover all your wedding needs. These include, but are not limited to:
  • • Engagement rings
  • • Wedding bands
  • • Hotel banquet (lunch or dinner)
  • • Wedding gowns and suits
  • • Bridesmaid gowns
  • • Wedding photography
  • • Wedding videography
  • • Wedding invites
  • • Wedding car rental
  • • Honeymoon

How fast can my loan be granted?

You will be able to receive your wedding loan within the hour should all documents be in order.

What are the documents required for a wedding loan application with GS Credit?

For Singaporeans / PRs:
  • • Proof of identity (NRIC, passport)
  • • Proof of income (CPF / bank statements)
For Foreigners:
  • • Work Permit / S Pass / E Pass
  • • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • • Payslips / bank statements

Who can apply for a wedding loan?

To qualify for a loan with us, you have to be a Singaporean or a Permanent Resident or a Foreigner with a valid work permit. Applicants have to be at least 21 years old, either employed or self-employed.

What are the benefits of getting a wedding loan?

With a wedding loan, you and your partner can have the wedding of your dreams. As you no longer have to worry about the costs, you can focus on planning for the event, right up to the details. Wedding loans will be helpful especially for unexpected costs.

Are there any upfront fees charged?

Absolutely not! We do not charge any upfront fees. If there are instances where additional fees are required, they will all be made known to you.

Will I be charged extra if I make early repayments?

No, there will be no fees for early loan repayments. Any outstanding interests will be nullified once you have finished paying your loan earlier.

How much money can I borrow? What is my loan limit?

You can borrow up to 6x your monthly income.

What should I consider before taking up a loan with GS Credit?

Taking up a loan is a form of commitment and requires discipline to ensure that you do not fall behind your monthly repayments and incur additional fees. You should:
    • • Ensure that you are clear of all the details on your loan contract before you sign on it. Once you have signed the contract, you will be legally obliged to fulfil the loan contract that you have entered into with the moneylender.
 
    • • Evaluate your financial situation to ascertain whether you are able to handle the loan and work out a concise plan on how you will be able to afford the monthly repayments. Understand that late payment fees and interest will be charged should you fail to make timely repayments.
 
    • • Fully understand the terms & conditions stipulated in the loan contract, especially your repayment schedule, interest rate charged and any additional fees applicable.
 
  • • Look around for a moneylender that suits your needs best and can afford you a comfortable loan tenure with manageable monthly repayments.

What are loan scams? How do you identify them and what are the examples?

Loan scams occur when unlicensed moneylenders offer victims loans through SMSes, calls, texts, or WhatsApp messages. They may claim to be staff from a licensed financial institution. Interested parties are then required to transfer a certain deposit to them before the funds can be disbursed into your account. After which, these scammers will then be uncontactable. They will also ask for your personal information such as your NRIC, SingPass login details, and bank account numbers. Upon doing so, they will use such sensitive information to harass or threaten their victims for payment.

Questions?

Reach Us Now

Sometimes it’s nice to talk to a real person. Feel free to contact us during Monday to Saturday, 11.00 am – 8.00 pm, we are always here to help.

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License No. 109/2020